Northern Kentucky Household Hazardous Waste Collection 11/5/11
November 1st, 2011 § Leave a Comment
Event: Household Waste Collection Event
Time: 9:00 AM-2:00 PM
Date: Saturday, November 05, 2011
Location: Turfway Park, 7500 Turfway Rd. Florence, KY 41042
Description: The Northern Kentucky Solid Waste Management Area and the Northern Kentucky Household Hazardous Waste Action Coalition are joining forces to help you properly dispose of unwanted items. Residents of Boone, Campbell and Kenton Counties can drop off select items on Saturday, November 5th from 9:00 a.m. – 2:00 p.m. at Turfway Park in Florence, KY.
Collection details and restrictions are as follows:
Aerosol Cans – all aerosol cans will be accepted – excluding spray paint
Antifreeze – antifreeze only, no mixtures will be accepted
Batteries – all batteries will be accepted, including: Alkaline, Ni Cad, Lithium, Lead Acid, etc.
Bulbs – CFL bulbs, 4 ft. tubes and 8 ft. tubes will be accepted
Corrosives/Flammables – no ammunition, gun powder explosives or radioactive items will be accepted; fuel and kerosene will be accepted
Electronics – computers, TVs, laptops, cables, cameras, VCRs, monitors, keyboards, printers, cell phones, etc.
Ink Cartridges/Toner – any ink or toner cartridge that comes out of a printer, copier or fax machine will be accepted
Oil – used motor oil, hydraulic fluid, transmission fluid and brake fluid will be accepted
Paint – all types of paint will be accepted
Paper – documents to be shredded
Pesticides – 2 gallon/2 lbs. limit
Propane Tanks – only 20 lbs. tanks will be accepted
Appliances, fertilizer, mercury containing devices or tires will NOT be accepted.
All residents who plan to drop of items must complete a registration form and bring it on the day of the event. This completed form will help with the flow of traffic and will reduce your waiting time. To download a copy of the event flyer and registration form, please click here. This event will take place rain or shine.
HUD to offer $100 down payment houses in Kentucky
October 31st, 2011 § 1 Comment
This is one of the most aggressive economic recovery moves if seen come across my desk in 3 or more years. REALTORS could be selling houses if we could get buyers financed. Down payments are still one the biggest road blocks we’re facing. This is no fix but its a step in the right direction. Actually, there are not too many HUD properties to choose from in Northern Kentucky.
Now, if we could just get unemployment under control..
HUD Offers REO Homes for $100 Down in Select States
Oklahoma
South Dakota
Texas
Wisconsin
Wyoming
Utah
Atlanta Homeownership Center’s Jurisdiction:Alabama
Florida
Georgia
Kentucky
Illinois
Indiana
Mississippi
North Carolina
South Carolina
Tennessee
Caribbean
HUD’s $100 down payment incentive program can also be applied to an FHA 203k loan, which can be used to fund repairs and renovations on the home. The 203k program allows buyers to finance both the mortgage and additional money for rehabilitation needs with a single government-insured loan.Matt Martin, CEO of Matt Martin Real Estate Management (MMREM), says this is one of the most exciting features of the new incentive program and should drive a lot of exposure to FHA’s 203k offering.
MMREM is under contract with HUD to assist with disposition sales of its repossessed homes. MMREM handles properties throughout 16 states, or about a third of HUD’s REO portfolio.
With an FHA 203k loan, “buyers can find a property that needs some TLC, fix it up however they want to, and finance the whole thing for $100,” Martin explained.
“MMREM is excited to work with this recent initiative, in a way that it supports putting HUD homes back into the hands of homeowners,” Martin said.
In addition to $100 down instead of FHA’s typical 3.5 percent down payment, HUD says it will also cover up to 3 percent of the closing costs in most cases.
PENDING IN 6 DAYS – 2610 Harris Pike Independence KY
October 12th, 2011 § Leave a Comment
Hardwoods floors, 1.25 acres
This 1 story offers a lot of house for the $183,900 price. It has 4 bedrooms, none of which could be considered small plus the master suite is tucked away in the rear corner with plenty of natural sunlight entering from 2 sides. At 10 x 12 and 10 x 11, even the bathrooms offer all the space you need. The 18 x 12 dining room is more than enough room you need for all your guest to eat at the same table. The sunken living room has a walk out to a covered patio and a wood burning fireplace with insert. The family room is strategically positioned just off the kitchen with the laundry room entrance to the garage, the front entry half bath, walk out to the side yard and entrance to the basement. All of this situated on 1.25 acres that’s partially fenced for Rover to romp casually. Compare the size and price with others available in the market and you quickly see the value.
Doug Garner, Principle Broker, Auctioneer
CENTURY 21 Garner Properties
5285 Madison Pike Independence, KY 41051
859-363-9900
Absolute Real Estate Auction Oct 29,2011
October 5th, 2011 § Leave a Comment
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To settle the Estate of Willie Blanton, we have been authorized sell his residence of 60 years to the highest bidder regardless of price , located at:
1719 Walton Nicholson Rd Walton (Kenton Co.) Ky 41094, on site, (please park on Gene St , side street)
on October 29, 2011 at Noon (personal property sells at 10:00 A.M.)
3 bdrm, 1 bath. Approx 1920 Sq Ft per PVA. Partial basement. 2 Car detached garage plus yard barn. Living Room with WBFP, 1st floor Family room. SOLD “AS IS.” Interested parties may call 859-363-9900 for a private showing or view during
Open Houses on Oct 19 6:00PM—8:00Pm or Oct 23 2:00PM-5PM,
Real Estate Terms: 10% down day of sale, balance with deed on or before November 01, 2011. Property sold “AS IS.” It is the interested parties sole responsibility to inspect the property and be satisfied as to its condition prior to auction, including Wood Destroying Insects and Lead Based Paint Inspections. A 10% Buyer’s Premium will be added to the final bid to determine the actual contract sale price.
Additional photos and real estate information can be found at http://bit.ly/WaltonNicholson
Bidders packet will be posted on Auctiozip.com
Douglas A Garner, Principle Broker, Auctioneer
KENTURY 21 Garner Properties
5285 Madison Pike Independence, Ky 41051
859-363-9900
Checklist For The Most Common FHA Work Orders
August 3rd, 2011 § Leave a Comment
Will this go FHA?
The most common way of financing real estate in 2010-11 is FHA. It’s important to undertand that if your home can not be financed by FHA you will be missing out on 80% In my experience these are the most common work orders required to be completed before FHA will loan money on the property. This is not an all inclusive list. Many items are left to the discretion of the individual appraiser.
Paint. If the home was built before 1978 your homes paint may contain lead based paint. Chipping, peeling paint must be scrapped and painted. No rotted wood. This includes interior, exterior, garages, fences etc.
Roof. There should be 2-3 years of useful life remaining and no more than two layers of shingles.
Floor coverings. All interior living space floors must be covered or finished and have a useful life remaining.
Broken Windows. All windows and doors must be operable and broken or cracked glass must be replaced.
Wet Basements. The cause of wet basements must be cured (ie improve drainage away from the house, install gutters, install sump pumps and/or basement water proofing, etc.)
Electric. Service must be 60 AMP or greater. Electric certification may be required if 60 amp appears to be overloaded. Homes larger than 1000 square feet will need at least 100 amp service.
Cisterns. Cisterns can not be under interior living space. Abandon wells must be professionally sealed.
Septic Systems. Septic systems must be inspected and approved by the health department or by a qualified plumber. If municipal sewers exist the home must be connected.
Handrails. Safety handrails should be installed in open stairwells of three or more stairs, both inside and outside.
Termites. Infestation of any kind are required to be exterminated (termites, mice, bats etc)
Heating and plumbing. Systems must be fully operable and are inspected by the appraiser. (water, gas, etc must be turned on)
Structural. Structural or foundation problems must be repaired
Crawl Space. All crawl spaces must be accessible and have room to crawl around.
Attic . Attic spaces must be accessible.
This checklist is available in print form on my Google Docs
